Frequently Asked Questions

What types of mortgages do you offer?

At GK Mortgages & Protection Solutions, we offer a wide range of mortgage products including fixed-rate mortgages, variable-rate mortgages, tracker mortgages, and buy-to-let mortgages. Our advisors work closely with you to determine the best option based on your financial situation and goals.

How do I know which mortgage is right for me?

Our expert advisors will conduct a thorough assessment of your financial circumstances and homeownership goals. By understanding your needs, we can recommend the most suitable mortgage product, ensuring it aligns with your budget and long-term plans.

What documents do I need to apply for a mortgage?

Typically, you will need proof of identity (passport or driving licence), proof of address (utility bills or bank statements), proof of income (payslips or tax returns), and bank statements. Our team will provide a detailed checklist to ensure you have everything required for a smooth application process.

How long does the mortgage approval process take?

The mortgage approval process can vary, but it generally takes between 4-8 weeks from application to final approval. Factors influencing this timeline include the complexity of your financial situation and the efficiency of document submission. We strive to expedite the process and keep you informed every step of the way.

Do you offer advice on mortgage protection and insurance?

Yes, we provide comprehensive advice on various protection solutions, including life insurance, critical illness cover, and income protection. These products are designed to safeguard your investment and provide financial security for you and your family in unforeseen circumstances.